Norris Green Comverse Inc is skam? Or not?

Top Local Foods To Try On Your Azerbaijan Tour​

From the hearty stews of the mountains to the pastries of the plains, Azerbaijani cuisine is sure to delight any food lover on their journey through this beautiful country.
Plov is a quintessential Azerbaijani dish, often considered the national dish. This saffron-flavoured rice dish is typically cooked with fragrant spices, dried fruits, and meat, usually lamb.
 
With TK Wallet, our special product for Miles&Smiles members, you can perform payments and complete refund processes quickly and easily via a digital wallet created in one of four available currencies. In addition, you can earn incremental TK Money via refunds to your digital wallet.
 
You can benefit from our complimentary Touristanbul service to make memories which is offered to our passengers who have a connecting international flight in Istanbul with a layover between 6-24 hours.
 
Quick and easy

QuickCheck is easy to use and provides a fast, no risk answer to the question, "Will I be approved for a credit card?" Try QuickCheck to check your eligibility now.
 
We think it's responsible to tell you whether you will be approved for a card before you apply. By working with credit reference agencies we do a pre-application check of your credit rating using QuickCheck.

You'll be able to see the search on your file, but it won't show up to other organisations. This means there is no impact to your credit rating.
 
If you decide to apply for a card you can apply with confidence knowing you will be accepted, at which point we do a visible update to the credit reference agencies to let them know you asked us for credit.

We stand behind our answer and confirm that we've carried out all the appropriate credit checks we need. However, there is a small chance that we may be unable to open your account if we identify certain information on fraud prevention databases or if we are not able to verify your identity.
 
Price promise – 3% interest rate reduction
If you make all your payments on time for the first year. Keep it going in the second year and you’ll get another 2% reduction. You can find out more in the “How does the price promise work” section below.

0% interest on purchases for 3 months
From the date you open your account.

Manage your account with handy alerts
Get text or email alerts when your balance is due, helping to keep on top of spending and build your credit score.
 
Applying for more than one credit card in a short space of time could affect your credit score.

Use our free eligibility checker before applying to find out whether you’re likely to be accepted for a card. It only takes a few minutes and it won’t affect your credit score.

You might be eligible for some of our other credit card offers. Check your eligibility for our other cards to make sure you’re getting the best offer for you.
 
Here’s what you need to know about how to get a reduction in your interest rate over the first couple of years.

  • We’ll reduce your cash and standard rate in the first two years as long as you make at least your minimum payments on time. The rate reduction will be 3% in the first year and 2% in the second.
  • If you don’t qualify in the first year but qualify in the second year you will get a reduction of 3% in that year.
  • The rate reduction starts from the date you receive your statement on the anniversary month of when you open the account.
  • Your interest rates will move up and down in line with changes to the Bank of England Base Rate. This means that if your rates go up or down due to a Base Rate change then any Price Promise reduction you get will be applied to that new higher or lower rate.

Making minimum payments​

Making minimum payments could help you get a rate reduction but remember the longer you take to pay off your balance, the more interest you’ll end up paying. Just by paying a little more each month, you could clear your balance sooner than you think, and pay less in interest.

Enter your current details into our Repayment Calculator and see the difference a few pounds extra can make.
 
It’s important to understand how credit cards work, especially if you’re new to credit. If you decide to apply, please make sure you read the sections below carefully as it provides important information about how interest is charged and how to manage your account.

It’s important to stay within your credit limit​

Barclaycard Forward comes with a personalised credit limit based on what you can afford - going over your credit limit could impact your credit score. You can set up alerts to let you know when you're getting near to your credit limit so you can either make a payment or slow down on the spending.

Help to make sure you pay on time​

You can choose a payment date when you’re more likely to have money in the bank and there's a couple of options when it comes to setting up a Direct Debit.

  • Minimum amount – this helps avoid paying late payment fees but only meets the minimum requirement. It won’t help in the long run unless you’re making additional payments, especially if you continue to use your card. That’s because you could end up paying more in interest than towards the amount you’ve borrowed.
  • Fixed amount – Decide how much you can afford to pay and set your monthly Direct Debit for that amount. If it falls below the minimum amount, we’ll increase it to ensure you don’t get charged a fee. It’s a good idea to reviewthe fixed amount every few months to make sure it’s meeting your needs.
  • Full amount – This is the best option if you can afford to do it as it limits the amount of interest you pay.

Built in alerts to help manage your account​

With Barclaycard Forward, you’ll get alerts to let you know when your balance is due. There are other alerts you can turn on and off at any time, like weekly balance updates, balance limit alerts or notifications when your statement is available.
 
Your new account will be set up with digital statements. These can be found in your online Barclaycard account, which you will need to register for. You can choose to switch to paper statements at any time.
Understanding how fees and promotional rates work can help you to manage your account. So make sure you’re up to speed on the types of fees we may charge you and how promotional rates work.
Your standard and cash interest rates will move up and down in line with the Bank of England Base Rate or for other reasons that we’ve explained in your Terms and Conditions, so your rate might change before we reduce it.
If you request a balance transfer, due to the way we’ll calculate your credit limit, it might go down if you don’t complete that transfer within 60 days of opening the account.
This offer is only available for new customers and Barclaycard reserves the right to withdraw this offer at any time. Terms and conditions apply and a Barclaycard is subject to application and status.
 
Register for this benefit, and you can earn up to 15% cashback when you spend at a range of participating retailers.
 
Whether you’re buying on the high street, online or overseas, our state of the art detection system monitors around the clock to stop fraud in its tracks.
 
Access your balance, statements and check your latest transactions online
Changing your credit limit. Making a balance transfer. Checking your transactions. It’s easy to do all this and more on our online account services. Think of it as your one-shop Barclaycard stop. Plus, you can log in with complete peace of mind, thanks to our latest technology.

Need some help getting started?
We've put together some handy step-by-step guides to help you get started – from registering for the first time, to logging in and paying your bill.
 
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