Are you happy with internet banking?

I use PayPal and Master Card and I'm quite happy, but if I start thinking about all the things that could happen I would definitely start panicking.
 
with a lot of scams and hacking that's happening these days, i'd rather do all of the manual work, like personally pay bills rather than online banking. gggrrrr!
 
it is quite convenient but not very good safety
 
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