When selecting a commercial bus insurance policy for my fleet, what are the most important factors I should consider? Specifically, I'm trying to understand how my fleet size and the type of buses I operate affect my insurance options and premiums. What are the essential types of coverage I need, and are there any optional coverages that might be worth adding? Additionally, how does the age and condition of my buses impact the insurance policy I should choose? I'm also looking for advice on how to compare different policies or providers to ensure I’m getting the best deal without sacrificing necessary coverage. Lastly, how do I strike the right balance between cost and adequate protection for my business? Any tips or personal experiences would be greatly appreciated!